CareCredit health, wellness and beauty credit card

Think of CareCredit as your own health, wellness and beauty credit card. For everything from laser hair removal, injectables and fillers to customized skin care, you shouldn't have to worry about how to get the results you want. That's why we accept the CareCredit credit card with promotional financing options.

With the CareCredit credit card, you can get started on the look you want today and make convenient monthly payments that help fit your budget.*

It's quick and easy to apply, and you'll get an instant credit decision. If approved, you can start using your card right away. If approved, you can use your CareCredit card for your med spa visits and at 210,000+ other locations, including dentists, ophthalmologists, optometrists, veterinarians and hearing specialists. Since CareCredit started 30+ years ago, it has opened nearly 29 million accounts and remains a leader in client and patient promotional financing for health and wellness.

*Subject to credit approval. Minimum monthly payments required. Ask us for details!

How It Works

  • Apply and get instant credit decision

    Get instant credit decision without impact to your credit score. Apply online anytime or by phone at 1-800-677-0718

    You will get an instant credit decision without impact to your credit bureau score.

  • Get care and pay today

    If you’re approved, you can start using your CareCredit credit card immediately. Transactions of $200 or more are eligible for promotional financing options.

  • Use your card at over 260K locations

    Your CareCredit credit card can be used over and over again at locations that accept CareCredit for out-of-pocket costs for dental, veterinary care, cosmetic treatments, skin care and more

FAQs

  • CareCredit is a credit card designed to pay for out-of-pocket health and wellness expenses with convenient monthly payments. CareCredit is accepted at over 260,000 locations nationwide for Dentistry, Veterinary, Cosmetic Treatments and Skincare, Vision, Chiropractic, Hearing Care and other specialties.* For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.

  • Your CareCredit credit card can be used at over 260,000 locations nationwide for a variety of health and wellness services including dentistry, veterinary, cosmetic treatments, skin care, chiropractic care, hearing care and more. Once you have CareCredit you can use it again and again for your household’s health and wellness expenses. Please visit our locator for the locations you can use your CareCredit credit card.

  • The easiest and fastest way to see if you prequalify for CareCredit is to use this link. You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence.

    You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply). Applicants by phone must have a written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or you can obtain from your provider.

    In addition, you can apply in person at more than 260,000 health and wellness locations and select retail locations that accept CareCredit. We do not accept applications via fax or email.

  • The CareCredit credit card is accepted at hundreds of thousands of locations, including partners like Walgreens, Walmart®, and Sam’s Club*. Please use our convenient locator tool to find a doctor or business in your area that takes CareCredit.